job and career

Work Insurance

Informal work, or so-called work 'in a black' has recently been widespread, despite the fact that in Germany, as elsewhere, this sort of activity is prohibited by law and may result in a strict legal consequences. Persons engaged in activities such as face and admitting this sort of activity are liable to prosecution, they may be subject to large monetary penalties. At the same time responsible for this activity is differentiated by the legislation. Persons who allowed someone to work without proper clearance, ie 'On-black', are subjected to much more serious responsibility than persons performing such work. That, in general, and understandable. Thus, informal work is punishable by law.

But what if in the performance of such 'activities' in an accident, in which the employee receives trauma, injury, and without medical care simply can not do? Who will be related to treatment costs money, which will be considerably higher? Available in virtually every person 'Krankenversicherung'; in such cases the cost of treatment does not take over. The answers to these questions are contained in the law, namely, sgb vii. In accordance with the law, all persons engaged in production, are already in the force of law insured against accidents at production of professional insurance companies (Berufsgenossenschaft). In this case, under the term 'engaged in the production of' should be understood not only those working formally, for which made all necessary contributions, but also those who work informally, ie, 'On-black'. It should be noted that an activity is not essential, no matter whether the worker is busy on a big production, such as at a construction site, or worked with someone in the household. All that matters is the fact that the accident occurred during the implementation of the assigned work.

All the victims have in this case, the same rights, namely: All costs associated with staying in hospital treatment costs, drug costs, outpatient care will be taken over by professional insurance companies. If the victim in an accident requires care, the cost of care as well be replicated by insurance companies. Insurance company may be exercised and other statutory payments. In case of loss of disability insurance companies pay appropriate compensation. For In order to timely exercise their rights to know what the employer is obliged to inform the insurance company about the accident had occurred within three days and a copy of this message, on-demand hand over the victim. What if the employer is in no hurry to notify the insurance company about the incident an accident at work 'in a black' because he does not want to put myself in jeopardy law? (The insurance company may recourse to collect from him all the costs associated with the settlement of the case). In such cases, the victims themselves can notify the insurance company and claim their rights to compensation. Insurance companies, in turn, did not always recognize what happened an accident at work and in controversial cases may decline in the production of compensation provided by law. In such cases, Contact a lawyer who will help you protect your rights. Work 'in a black' – it means breaking the law. But it is important to know that if you do this kind of work in an accident, you are also socially reserved. This article serves the purpose of general information and not a substitute for individual consultation.


Tuesday, May 31st, 2011 News Comments Off on Work Insurance