Archive for May, 2011

Work Insurance

Informal work, or so-called work 'in a black' has recently been widespread, despite the fact that in Germany, as elsewhere, this sort of activity is prohibited by law and may result in a strict legal consequences. Persons engaged in activities such as face and admitting this sort of activity are liable to prosecution, they may be subject to large monetary penalties. At the same time responsible for this activity is differentiated by the legislation. Persons who allowed someone to work without proper clearance, ie 'On-black', are subjected to much more serious responsibility than persons performing such work. That, in general, and understandable. Thus, informal work is punishable by law.

But what if in the performance of such 'activities' in an accident, in which the employee receives trauma, injury, and without medical care simply can not do? Who will be related to treatment costs money, which will be considerably higher? Available in virtually every person 'Krankenversicherung'; in such cases the cost of treatment does not take over. The answers to these questions are contained in the law, namely, sgb vii. In accordance with the law, all persons engaged in production, are already in the force of law insured against accidents at production of professional insurance companies (Berufsgenossenschaft). In this case, under the term 'engaged in the production of' should be understood not only those working formally, for which made all necessary contributions, but also those who work informally, ie, 'On-black'. It should be noted that an activity is not essential, no matter whether the worker is busy on a big production, such as at a construction site, or worked with someone in the household. All that matters is the fact that the accident occurred during the implementation of the assigned work.

All the victims have in this case, the same rights, namely: All costs associated with staying in hospital treatment costs, drug costs, outpatient care will be taken over by professional insurance companies. If the victim in an accident requires care, the cost of care as well be replicated by insurance companies. Insurance company may be exercised and other statutory payments. In case of loss of disability insurance companies pay appropriate compensation. For In order to timely exercise their rights to know what the employer is obliged to inform the insurance company about the accident had occurred within three days and a copy of this message, on-demand hand over the victim. What if the employer is in no hurry to notify the insurance company about the incident an accident at work 'in a black' because he does not want to put myself in jeopardy law? (The insurance company may recourse to collect from him all the costs associated with the settlement of the case). In such cases, the victims themselves can notify the insurance company and claim their rights to compensation. Insurance companies, in turn, did not always recognize what happened an accident at work and in controversial cases may decline in the production of compensation provided by law. In such cases, Contact a lawyer who will help you protect your rights. Work 'in a black' – it means breaking the law. But it is important to know that if you do this kind of work in an accident, you are also socially reserved. This article serves the purpose of general information and not a substitute for individual consultation.


Tuesday, May 31st, 2011 News Comments Off on Work Insurance

Company Tactics

Without doubt, go through this, too. A couple times a month in which to collect the bills due and write checks or pay online. As I was doing some bill payments recently, I realized the tactics of a company uses to reach your customers to pay by the due date. It is very simple: "If you pay by this date, pay this amount. If you pay after that date, pay this amount." Now this was a small project for the sanctioning of pay beyond the expiration date was just a matter of a few cents, but still, I have the point. While other companies may list late charge in percentage terms, this wisely adopted the approach of dollars and cents.

We see here a case where a company crosses the line at critical times between abstract and concrete. Listing percentage rate shows the penalty in the abstract. Sales in dollars and cents, sample sentences in concrete terms. Do not know about you, but I I'm certainly more sensitive to dollars and cents, than a percentage, if I'm late making my payment. How about you: you would feel more motivated to pay on time if it costs $ 1.17, or 2.5% will cost per month? As communicators, we must be attentive to the differences between abstract and concrete.

Sometimes it is a subtle difference, but a critique. Here are a couple of applications of these differences: When you give instructions, try to work on the specific part of the abstract-concrete continuity. For example, if you ask a subordinate to perform a task, then provide details and specifics. In many cases, this could be summarized in four of the five questions: who, what, where and when, and how (we'll get the W fifth in a moment.) Or, if you are selling, the goal of being more concrete than abstract. For example, I have been writing short ads for my book about the newsletters. When writing, I have found that "Communicating results "is not enough by itself – I need to explain what these results can be (and more sales, higher employee retention, and better value for members of renovation). On the other hand, if you want to provide the context , you may find it more productive to move more toward the abstract end of the abstract-concrete continuum. For example, if you are trying to explain a new strategic direction for your organization, you might refer to conceptual issues such as positioning and competitive advantage. This, you will find, is where Why? – The fifth W – fits quite well. In a sales situation, you may want to get a perspective of imagining a new and better future. In this case also would emphasize the abstract rather than concrete. For example, if you are selling a retirement fund, you probably would emphasize the idea of spending more time in tropical islands or the family, Instead of entering actuarial details. Finally, remember that the abstract and concrete representing two ends of a continuum, and you can pick any point between them.


Sunday, May 29th, 2011 News Comments Off on Company Tactics

Business Correspondence In English

In recent years, it becomes easier and easier to establish links with various countries. This, of course, applies to business. And it is no secret that in most cases the communication is in English. And correspondence of course, plays a huge role in communicating, because the distances between countries are quite large, and by phone is absolutely impossible to solve all problems. And how much do we know about the rules of business writing in English? In most cases the answer is – very little. The most important types of business correspondence for international communication – electronic mail, faxes and letters. The English business correspondence, there is another important form – the memorandum.

True, they are most often used for all correspondence within the company, so in international relations, they do not play a special role, and even those of us who are learning English professional, is not particularly familiar with them. So let's focus on the first three types of business correspondence in English. Email has become the main type of correspondence. It is hard to imagine how we could do without just about ten years ago. It would seem that the e-mail messages to write easily format their computer almost without our participation. Wrote, sent, and no problems But it turns out, English has very stringent rules etiquette that must be followed when using email. And especially careful to be someone who conducts business via email. With regard to fax has its own rules.

It turns out that in the English-speaking world rarely faxes are sent without a special front page, which lists the recipient and sender, the date (with all that fax he sets a date for transfer), number of pages and some of what additional information. Besides, you need to know that the number of pages must include a cover page, although it at first sight is an integral part of the fax. Let's talk a bit about the letters They are someone may appear obsolete means of communication, but it is not so. Businesses in the English-speaking world communicate through letters in our time no less than through email. Invitations and greetings, for example, self-respecting businesses send by e-mail only in exceptional cases. Many e-mails and faxes are duplicated in letters. So it has decided to foreigners and for writing letters to comply with a huge number of fairly strict rules. In general, the rules of business writing in English are quite different from the rules in Russian. And if you plan to deal with foreign partners, you will not interfere with these rules look closer.


Sunday, May 1st, 2011 News Comments Off on Business Correspondence In English